--- title: "Bank Vietnamese in Da Nang: Open an Account, Transfer, Exchange" description: "Bank Vietnamese in Da Nang: open an account as a foreigner, transfers, exchange rates, ATMs and OTP codes, with a counter conversation." canonical: https://vietnameseindanang.com/da-nang-life-guide/bank-da-nang/ lang: en updated: 2026-10-07 publisher: "Gia sư Việt Trí (Viettrigroup Co., Ltd.)" --- [Learn Vietnamese in Da Nang](https://vietnameseindanang.com/index.md) [Da Nang Life Guide](https://vietnameseindanang.com/da-nang-life-guide.md) At the bank # At the bank in Da Nang: the Vietnamese you need Open an account, change money, send a transfer and sort out your card, all in Vietnamese. Here's what to bring, what to say and what the teller will say back. Updated 6 October 2026 · 6 min read · by the teachers at Gia sư Việt Trí ## Before you go to the counter Many foreigners in Da Nang bank with Vietcombank, Techcombank, VPBank or TPBank. To open an account, banks usually ask for your passport with a valid visa or temporary residence card, a Vietnamese phone number in your name for OTP codes, and your local address. Once you have an account, daily life gets easy: scan a VietQR code at cafés and markets, pay rent by transfer, and top up your phone in the banking app. Larger transfers in the app may ask you to verify your face. This page teaches the language. Each bank sets its own documents and rules, so ask at the counter. ## Words to know - **ngân hàng** bank - **tài khoản** account - **số tài khoản** account number - **thẻ ATM** debit card - **cây ATM** ATM machine - **rút tiền** to withdraw - **chuyển khoản** bank transfer - **nạp tiền** to deposit, to top up - **đổi tiền** to exchange money - **tỷ giá** exchange rate - **phí** fee - **mã OTP** one-time code - **ứng dụng ngân hàng** banking app - **sao kê** bank statement - **quầy giao dịch** service counter ## Phrases you'll use - **Tôi muốn mở tài khoản.** I'd like to open an account. - **Người nước ngoài mở tài khoản cần giấy tờ gì ạ?** What documents does a foreigner need to open an account? - **Đây là hộ chiếu và thị thực của tôi.** Here are my passport and visa. - **Tỷ giá đô la hôm nay bao nhiêu ạ?** What's today's dollar exchange rate? - **Tôi muốn đổi hai trăm đô.** I'd like to change two hundred dollars. - **Tôi muốn chuyển khoản vào số tài khoản này.** I'd like to transfer money to this account number. - **Mã OTP gửi về số điện thoại nào ạ?** Which phone number does the OTP code go to? - **Cho tôi xin sao kê ba tháng.** Could I have a three-month statement? - **Thẻ của tôi bị máy ATM nuốt rồi.** The ATM kept my card. - **Cây ATM gần nhất ở đâu ạ?** Where is the nearest ATM? ## Opening an account at the counter **Chị giao dịch viên** the bank teller. Example conversation. 1. Chào chị! Tôi muốn mở tài khoản. Hello! I'd like to open an account. 2. Dạ, anh cho em xem hộ chiếu và thị thực nha. Sure, may I see your passport and visa? 3. Dạ đây. Tôi cũng có số điện thoại Việt Nam. Here you are. I have a Vietnamese phone number too. 4. Dạ tốt quá. Anh điền thông tin vào mẫu này giúp em. Great. Please fill in this form. 5. Tôi muốn làm thẻ ATM luôn được ạ? Could I get a debit card at the same time? 6. Dạ được. Anh cài ứng dụng ngân hàng, em hướng dẫn kích hoạt nha. Of course. Install the banking app and I'll show you how to activate it. 7. Cảm ơn chị nhiều! Thank you very much! ## The Da Nang version Tellers in Da Nang are friendly and often a little Central in their Vietnamese. Listen for these. - **chừ** = bây giờ, now: "Chừ em làm thẻ liền nha." (I'll make your card right now.) - **ni** = này, this: "Anh ký chỗ ni nha." (Please sign here.) - **mô** = đâu, where: "Quầy đổi tiền ở mô chị?" (Where's the exchange counter?) - **rứa** = vậy, so: "Rứa là xong rồi anh." (That's all done.) - **tê** = kia, that: "Anh qua quầy tê nha." (Please go to that counter.) - **liền** right away: "Có liền!" (Coming right up!) ## Bank smoothly in Da Nang - Register a Vietnamese SIM in your own name first: the bank sends your OTP codes there. - Bring your passport, visa or temporary residence card, and your rental contract for the address. - Use ATMs attached to bank branches, ideally during opening hours. - Change money at banks and licensed exchange counters, and keep the receipt. - Pay shops and rent by VietQR: scan, check the name, confirm. - Save your bank's hotline in your phone for a lost or locked card. ## Handle your money in Vietnamese. Groups of four with a certified teacher, $8 an hour, with a Vietnamese buddy included. Your first lesson is on us. [Book my free lesson](https://vietnameseindanang.com/#book) ## More from the Da Nang Life Guide - [**At the police** Residence, lost items, traffic](https://vietnameseindanang.com/da-nang-life-guide/police-da-nang.md) - [**Renting a motorbike** Rental, petrol, flat tyres](https://vietnameseindanang.com/da-nang-life-guide/rent-motorbike-da-nang.md) - [**Weather and seasons** Live forecast, rainy season](https://vietnameseindanang.com/da-nang-life-guide/weather-da-nang.md) - [**The full guide** Phrases, food, places, quiz](https://vietnameseindanang.com/da-nang-life-guide.md) ## Next actions - Book a free trial lesson: https://vietnameseindanang.com/#book - See prices and packs: https://vietnameseindanang.com/#prices - Pay a seat deposit or a full pack: https://vietnameseindanang.com/#pay - Email: hello@vietnameseindanang.com - Site index for agents: https://vietnameseindanang.com/llms.txt - Up: https://vietnameseindanang.com/da-nang-life-guide.md Translations: - ko: https://vietnameseindanang.com/ko/da-nang-life-guide/bank-da-nang.md - ru: https://vietnameseindanang.com/ru/da-nang-life-guide/bank-da-nang.md - zh-Hans: https://vietnameseindanang.com/zh/da-nang-life-guide/bank-da-nang.md - ja: https://vietnameseindanang.com/ja/da-nang-life-guide/bank-da-nang.md